This Payment Policy outlines the procedures and security measures in place when making transactions through Ajna Lavitra’s online store. By making a purchase on our website, you agree to adhere to the following terms and conditions:

1. Payment Processing:

We utilize Razorpay, a reputable payment gateway, to securely process payments for your purchases. When you provide your payment information, your data is not stored on our servers. Instead, it is encrypted and transmitted in accordance with the Payment Card Industry Data Security Standard (PCI-DSS) to ensure the highest level of security.

2. Card Data Security:

We and Razorpay do not store your card data. Your payment information is handled in a secure and compliant manner to safeguard your sensitive data. This commitment to data security is in accordance with the PCI-DSS, a set of industry standards endorsed by major card brands such as Visa, MasterCard, American Express, and Discover.

3. Purchase Transaction Data:

Your purchase transaction data is retained only for the duration required to complete your purchase. Once the transaction is finalized, this information is not stored. This ensures that your financial data is not kept longer than necessary.

4. PCI-DSS Compliance:

Our payment gateway complies with the stringent standards defined by the PCI Security Standards Council. PCI-DSS requirements are designed to maintain the secure handling and processing of credit card information. These standards are continuously monitored and updated to provide you with the highest level of payment security.

5. Secure Handling:

We are committed to the secure handling of your payment information. Our store and service providers follow the best practices in data security to prevent unauthorized access, disclosure, alteration, or destruction of your financial data.

6. Data Confidentiality:

We respect your privacy and adhere to strict data confidentiality standards. Your payment information is used solely for the purpose of completing your purchase transaction and will not be disclosed, shared, or used for any other purposes.
By making a purchase through our website, you acknowledge and accept the terms outlined in this Payment Policy. We reserve the right to make changes or updates to this policy as necessary, and it is your responsibility to review and stay informed about any modifications. We are dedicated to ensuring the security and privacy of your payment data, and if you have any questions or concerns, please contact us through the provided contact information on our website.